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Reduced earning capacity pension

If you are no longer able to work for health reasons, you can apply for a pension for full disability in Germany.


If you can work less than 3 hours a day, you are completely disabled. If you can work more than 3 hours but less than 6 hours a day, you will only receive a partial disability pension.


  • Previously, attempts were made to improve the situation through medical or vocational rehabilitation

  • if this is not possible, an appraisal is requested to check how much one can still work

  • you have to be insured with the pension provider for 5 years

  • of the 5 years you must have paid at least 3 years into the pension insurance

It shows a black and white dog, laying on the floor with his harness on.

Contribution periods that can also be recognized are school periods from the age of 17.


In my case, this is limited to mid-2023.

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